How to Get a Title for a Mobile Home Without One, State by State
Getting a mobile home title without one in hand is not a single procedure. It is four or five different […]
Insurance, Loans & Titles
A mobile home title is usually issued the way a vehicle title is issued, through the state motor vehicle agency, rather than deeded the way a house is. That single fact drives most of what happens in this section.
It decides whether you can sell, insure or finance the home, and whether it counts as personal property or real property for tax purposes. Converting it to real property, which normally requires the home to be permanently affixed to land you own, changes which loan products are available and usually the interest rate too. Losing the title is recoverable in every state, but the procedure is different in each one.
These guides cover how titling works and what to do when the paperwork is missing. Insurance and financing guides are being added.